Properties for Sale on the Costa del Sol

New build properties offer modern construction, energy efficiency and developer warranties, but buying costs are higher at approximately 14.2% (10% VAT + 1.5% stamp duty + notary). Resale properties typically cost around 10% in established areas. YNS Spain presents both options and advises based on your goals: rental yield, lifestyle use or long-term value.

Estepona is our strongest recommendation for value: walking distance to the old town, beachfront developments and prices below Marbella. Marbella offers premium brand recognition and strong long-term demand. Fuengirola and Mijas are excellent for holiday rental yields at lower entry prices. Benalmádena has a direct train to Málaga airport, making it ideal for frequent visitors. YNS Spain advises on the right area for your specific budget and goals.

Yes. Non-residents can typically finance up to 70% of the purchase price (LTV) with a Spanish mortgage. You need a NIE number, a Spanish bank account and proof of income. Current variable rates are around 3.5 to 4.0%. YNS Spain works with specialist mortgage advisors who know the Spanish market and can secure the best conditions for your profile.

A NIE (Número de Identificación de Extranjero) is a Spanish tax identification number required for all property transactions in Spain, including mortgages, utility contracts and tax filings. You can apply at a Spanish consulate in your home country or at a police station in Spain. The process typically takes 2 to 4 weeks. YNS Spain guides you through the NIE application as part of our complete buyer service.